Just a quick note to let everyone know what has been going on since May 15th. Well a lot really, if I wrote about everything that has happened since May 15th I would be here a long time.
Well, the renovation got stalled because of huge problems with our mortgage company. It seems that our mortgage sales rep either didn’t know what the hell he was talking about and thus didn’t know how to do his job, or he flat out lied to us. You see, when we got our mortgage, we had money added to it, $50,000 to do renovations. The guy at the bank told us over and over again the we could do a bit of work, submit the receipts, have an appraiser come out and verify the work had been done. So we spent all the cash we had on hand and submitted the receipts, thinking that we wouldn’t have to wait too long to get it turned around. Well, it turns out that all the work had to be completed ALL $50,000 first before thew bank would release the money we are already paying interest on. I don’t know about you but we didn’t have $50,000 laying around to spend. I mean why would we have gotten the money on our mortgage if we already had it?
SO I hate Presidents Choice Financial. Either there guy lied to us over and over again, or he is incompetent. After tons of angry phone calls and people there telling me they were doing the best they could to help me, (a load of crap if you ask me!) we finally came to a compromise. They released the money for the receipts we had already spent (Which we are paying interest on our mortgage for anyway), and $200 in Presidents Choice points for groceries! WELL, that makes it all better now doesn’t it? Now I am going to be able to complete my renovation with about $8,000 and $200 in groceries! NOT!!!! What the hell am I going to do with that? $8,000? Great!!! Thanks a lot you bunch of thieving pigs!!! The mortgage seller flat out lied damn it! Because they are the bank I have no choice but to eat the $%!# sandwich they have served me! I have no choice.
So I am going to do the best I can to complete this renovation with no money and try to some how make it worth the $250,000 they say it has to be worth to get the money released.
I will GET ‘ER DONE! Somehow.
So the other day I started pulling down all the old drywall and plaster in the main room so we can blow in some fresh insulation and make the walls all the same level. In different rooms, past owners installed drywall over plaster but at different thicknesses so now the walls are gone everything is at a different level. with all the old stuff gone and we are down to the original boards I can hang fresh drywall that is all uniform and nice.
Pictures to come later this week of the walls all naked and stuff.
Gotta get to bed I will post later this week,
Gnite.
